Munich: Smart Payment Association (SPA) has release a new position paper on Host Card Emulation (HCE). Host Card Emulation (HCE) simplifies Near Field Communication (NFC) implementation by eliminating the requirement of a Secure Element (SE) to store mobile payment applications. But HCE also increases the threat for payment credentials to be captured in the mobile device with the subsequent risk of payment fraud.
- Stephanie de Labriolle
- Industry News
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